Financing

    Pay for it over time, without the shell game

    Home projects arrive on their own schedule, not yours. We work with third-party lenders so you can see real terms, rate, term, monthly payment, before you commit to anything. +Home doesn't mark up financing or earn a spread on your rate.

    See if you pre-qualify

    With no impact to your credit score

    Options

    Three ways homeowners usually go

    Fixed-rate home improvement loan

    Unsecured, 5 to 20 year terms, fixed monthly payment. The most common choice for roof replacements and full remodels.

    Typical range $5,000 $100,000

    Deferred-interest promotional

    12 or 18 months with no interest if paid in full inside the promo window. Useful when an insurance check is coming.

    Promo terms vary by lender

    Solar-specific financing

    Structured around the 30% federal credit, with a re-amortization option once you receive it.

    25-year terms available

    All financing is provided by third-party lenders subject to credit approval. Rates, terms, and availability are set by the lender, not by +Home. This page is informational and is not an offer of credit.

    Need help applying?

    Get a call back

    Not sure which option fits your project? Leave your number and we'll call you back to walk through the choices, answer questions, and help you move forward when you're ready.

    Rather talk now?

    (407) 436-2468

    No obligation. We'll walk through your options and next steps, response within 1 business day.

    FAQ

    Financing questions

    Free · No obligation

    Estimate your monthly payment

    Send us the project and we'll come back with a scope, a price, and prequalified monthly payment options, all on one page.

    Or call (407) 436-2468

    No obligation. No pressure. Just a straight answer, response within 1 business day.

    Call now Free estimate